세금 | Income tax할 때 세금 공제받을 수 있습니까?
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Tim6129관련링크
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Refinance를 했는데 Income tax할 때 어느 항목을 세금 공제받을 수 있습니까?
if you paid points to get the refinance. According to the IRS, points are prepaid interest and may be deductible as home mortgage interest if you itemize deductions on Form 1040, Sch A.Whether or not you can deduct bank fees and other closing costs depends on whether your loan is on your main or second home or a rental property.If the mortgage refinance was for your main or second home then you are only allowed to deduct qualifying points over the life of the loan. Other fees, such as bank fees, registration fees, and other closing costs are not deductible. Generally, the points you paid to refinance your mortgage are deducted over the term of the new loan.If you refinance your home to make substantial improvements you may be able to fully deduct the portion of points related to the improvement in the year you refinance. If you refinanced with a new lender you may deduct the unamortized points from the old loan in the year you refinance.For example, you paid $3,000 in points on your original loan and $500 of the points were deducted in prior years. If you refinanced with a new lender, you can deduct the entire $2,500 balance in full in the year you refinance.If you refinanced with the same lender, on the other hand, you must deduct the unamortized portion of the points from the old loan over the life of the new loan.
그리고 살고 있는 집에 마루를 깔은 비용을 세금 공제해도 되는지요?
A floor is a structural component of your property... If you are installing a new floor, that floor is a Capital Expenditure that must be Depreciated over the life of the floor. However, since this is an improvement, it must be depreciated. Both materials and labor (assuming you paid someone else for the labor) are figured as the cost basis for depreciation
if you paid points to get the refinance. According to the IRS, points are prepaid interest and may be deductible as home mortgage interest if you itemize deductions on Form 1040, Sch A.Whether or not you can deduct bank fees and other closing costs depends on whether your loan is on your main or second home or a rental property.If the mortgage refinance was for your main or second home then you are only allowed to deduct qualifying points over the life of the loan. Other fees, such as bank fees, registration fees, and other closing costs are not deductible. Generally, the points you paid to refinance your mortgage are deducted over the term of the new loan.If you refinance your home to make substantial improvements you may be able to fully deduct the portion of points related to the improvement in the year you refinance. If you refinanced with a new lender you may deduct the unamortized points from the old loan in the year you refinance.For example, you paid $3,000 in points on your original loan and $500 of the points were deducted in prior years. If you refinanced with a new lender, you can deduct the entire $2,500 balance in full in the year you refinance.If you refinanced with the same lender, on the other hand, you must deduct the unamortized portion of the points from the old loan over the life of the new loan.
그리고 살고 있는 집에 마루를 깔은 비용을 세금 공제해도 되는지요?
A floor is a structural component of your property... If you are installing a new floor, that floor is a Capital Expenditure that must be Depreciated over the life of the floor. However, since this is an improvement, it must be depreciated. Both materials and labor (assuming you paid someone else for the labor) are figured as the cost basis for depreciation
작성일2014-02-05 20:35
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