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1). 우리 부부는 은퇴했으나 남편(A)과 사별했고 나는 나의 연금(I)과 SSA(II), 남편의 연금(III)까지 현재 3가지를 받고 있습니다. 내가 재혼을 하면 III(남편의 연금)을 더 이상 받을 수 없나요? ==>>>>>>>if you remarry. Much of it depends on your age; If You're under 60 and you're receiving a deceased spouse's (A)benefits, III, you will lose those benefits, III, as long as the new marriage remains in effect. If your new spouse, B, dies, you are eligible to collect deceased spouse,A OR B, benefits for one spouse---but not both---whichever is greater.If You're over 60 and you're receiving a deceased spouse's,A, benefits, you can continue collecting benefits on your deceased spouse's,A, record after your new marriage. If you're disabled, you can collect benefits on your deceased spouse's,A, record beginning at 50, even if you remarry. When You Turn 62, there is another possibility. You may instead be able to collect Social Security benefits, (I)(NOT ira OR 401k UNTIL 701/2) AND(II), if they would be higher, on the record of your new spouse, B. You need to check with the Social Security Administration to verify your options
2). 재혼할 사람(B)은 아무 것도 받는 것이 없습니다. 내가 죽으면 B가 나의 연금(I)과 SSA(II), 전 남편의 연금(III)을 계속해서 받을 수 있습니까? “======>>Most widows or widowers are eligible to collect on their deceased spouse's Social Security benefits. It's not possible to collect on both benefits at the same time; however, widows and widowers will usually be able to collect the higher amount. If you are deceased and as your Social Security benefits,(I) and (II), are higher than his,B, benefits as he has nothing, he, B, will probably qualify to receive your Social Security benefits,(I) and (II). I guess B can’t get (III) because B is not a spouse of A.
3). B가 빚이 있은데 (그가 죽거나 하면) 제가 그 빚에 대한 책임을 져야 하는지요? “======>>I guess it depends;while only one spouse's, B, signature may be on a loan or credit agreement, both spouses, you and B, may be ultimately liable for the debt. Couples who enter into joint debt, agreements, in which the signature of both spouses is on a loan, payday advance, mortgage or credit card, must share in debt responsibility. If the couple divorces before repaying the balance, both spouses must pay back an equal share of the debt in the division of assets and liabilities. If one spouse cannot pay his share of the debt, the default will result in damage to the credit of both spouses. If only one spouse enters into an agreement with a lender, and the couple resides in a non-community property state, the other spouse is not liable for the debt, and lenders cannot sue the other spouse for loan default. Alternatively, couples who reside in community property states --- including Texas, Arizona, California, Washington, Wisconsin, Idaho, Louisiana, Nevada and New Mexico --- may share joint responsibility in debts, regardless of whether the names of both spouses are on the loan or debt agreement. Laws vary from state to state, so consult with an attorney if you have questions regarding community property in your state. Please contact an attorney in your local area for more info in detail.
2). 재혼할 사람(B)은 아무 것도 받는 것이 없습니다. 내가 죽으면 B가 나의 연금(I)과 SSA(II), 전 남편의 연금(III)을 계속해서 받을 수 있습니까? “======>>Most widows or widowers are eligible to collect on their deceased spouse's Social Security benefits. It's not possible to collect on both benefits at the same time; however, widows and widowers will usually be able to collect the higher amount. If you are deceased and as your Social Security benefits,(I) and (II), are higher than his,B, benefits as he has nothing, he, B, will probably qualify to receive your Social Security benefits,(I) and (II). I guess B can’t get (III) because B is not a spouse of A.
3). B가 빚이 있은데 (그가 죽거나 하면) 제가 그 빚에 대한 책임을 져야 하는지요? “======>>I guess it depends;while only one spouse's, B, signature may be on a loan or credit agreement, both spouses, you and B, may be ultimately liable for the debt. Couples who enter into joint debt, agreements, in which the signature of both spouses is on a loan, payday advance, mortgage or credit card, must share in debt responsibility. If the couple divorces before repaying the balance, both spouses must pay back an equal share of the debt in the division of assets and liabilities. If one spouse cannot pay his share of the debt, the default will result in damage to the credit of both spouses. If only one spouse enters into an agreement with a lender, and the couple resides in a non-community property state, the other spouse is not liable for the debt, and lenders cannot sue the other spouse for loan default. Alternatively, couples who reside in community property states --- including Texas, Arizona, California, Washington, Wisconsin, Idaho, Louisiana, Nevada and New Mexico --- may share joint responsibility in debts, regardless of whether the names of both spouses are on the loan or debt agreement. Laws vary from state to state, so consult with an attorney if you have questions regarding community property in your state. Please contact an attorney in your local area for more info in detail.
작성일2013-11-15 11:38
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