• 수정
• 삭제
• 답변
• 글쓰기

tax님이 2013-02-27 15:47:58.0에 쓰신글
>저희엄마는 미국 시민권자이시고 수입이 없구요. 저희아빠는 한국 시민권자이시고 한국에서 돈을 벌어서 미국으로 보내주십니다. 저희아빠가 보내주신 돈이 유일한 수입원이구요.
>
>그래서 말인데요.
>제가 대학원을 가는데 fafsa를 작성해야 대학원학비로 쓸수있는 론을 받을수 있더라구요. 저는 수입이 전혀 없으니 저희 부모님 수입을 텍스보고 해야하는데... 저희 아빠가 버신 수입으로 해야하나요?
>
>그리고 그 수입에따라 론의 액수가 결정되는게 사실인가요? 그럼 적게 나오면 론을 적게 주나요? 10만불 안이면 적은건가요?
>
>해외에서 번 돈을 왜 텍스보고를 하냐고 하실수도 있는데...저희가 mortgage로 산 집이 있는데요. 수입이 없는데 집이 있다고 하면 정부에서 텍스보고 하라고 하지 않나요?문제가 될까봐 걱정이되서요. 그리고 학비론도 그렇구요.
>
>답변 부탁드립니다.


  “저희엄마는 미국 시민권자이시고 수입이 없구요. 저희아빠는 한국 시민권자이시고 한국에서 돈을 벌어서 미국으로 보내주십니다. 저희아빠가 보내주신 돈이 유일한 수입원이구요. “====================>Then you and your mother actually are receiving gifts, money for living expenses in US, from your father in Korea. In this case,if your mother receives the gifts exceeding $100K per year, then, she must file Form 3520. In general, Form 3520 is due on the date that your income tax return is due. A penalty generally applies if Form 3520 is not timely filed or if the information is incomplete or incorrect. Generally, the initial penalty is equal to the greater of $10K or: 35% of the gifts amount. In general, you don’t have to pay tax on the gifts  from Korea.

그래서 말인데요.
“제가 대학원을 가는데 fafsa를 작성해야 대학원학비로 쓸수있는 론을 받을수 있더라구요. 저는 수입이 전혀 없으니 저희 부모님 수입을 텍스보고 해야하는데... 저희 아빠가 버신 수입으로 해야하나요? “========>As your father is NOT a US citizen/ green card holder/ a resident for US tax purposes, he is NOT subject to US taxes and doesn’t need to file US return, So, I guess you can contact the school for more info in detail. In a few extreme cases, you might not have to provide your parents income on the FAFSA, even if you are considered dependent based on the above conditions. The federal government expects that your father will provide financial support to you while you are in college. Therefore, the FAFSA requires that you include your father's financial information, including his income. When the government calculates the expected family contribution, it assumes your father will be contributing part of your income and assets. ALSO, in some  cases, you do not have to report your parents' income on the FAFSA if you are an independent student in the eyes of the federal government. This does not relate to whether your parents claimed you as a dependent on your taxes. For the 2011 to 2012 school year, you are considered independent if you were born before Jan. 1, 1988, are currently married, are enrolling in a master's or doctorate program; You only need to meet one of the conditions to qualify as independent. I guess you need to contact the financial aid administrator at your school to determine whether your situation allows you to skip the parent information.
그리고 그 수입에따라 론의 액수가 결정되는게 사실인가요? 그럼 적게 나오면 론을 적게 주나요? 10만불 안이면 적은건가요?”=====>As said above, please contact the  the financial aid administrator at your school for more accurate info in detail.

“해외에서 번 돈을 왜 텍스보고를 하냐고 하실수도 있는데...저희가 mortgage로 산 집이 있는데요. 수입이 없는데 집이 있다고 하면 정부에서 텍스보고 하라고 하지 않나요?문제가 될까봐 걱정이되서요. 그리고 학비론도 그렇구요. “=========>No as I said, as you receive money, gifts, from your father who is a NON –US person,  from Korea, you do not need to pay tax on the gift money from Korea and you do not need to report the money on US return. UNLESS you have/earn taxable income in US, you do not even need to  file US return. HOWEVER, as long as you receive the gifts exceeding $100,000 per year form your father in Korea, as said your mother must file form 3520.