세금 | Statement of Annuity Paid (form 1099R)에
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연금님이 2012-04-13 07:21:29.0에 쓰신글
>Statement of Annuity Paid (form 1099R)에 보면
>5). Employees Contributions, Designated Roth contributions or insurance premiums $xxxx라는 항목이 있습니다.
>
>1). 이 것은 무엇이며 꼭 들어야 하는 건가요?
>2). 그리고 누가 내는 건가요? 제가 내는거라면 제가 취소할 수 있으며 > 여기 기록된 금액을 찾을 수 있는 것인가요?
“1). 이 것은 무엇이며”-----> Box 5 on 1099R actually represents the portion of after-tax money you are entitled to exclude from your Gross Distribution (in Box 1) for calendar year 2011. It is equal to the difference between your taxable amount (in Box 2a) and the total Gross Distribution (in Box 1). A R-IRA is an IRA that is subject to the rules that apply to a traditional IRA.If you satisfy the requirements, qualified distributions are tax-free.
“ 꼭 들어야 하는 건가요? “---->It is up to you; Roth IRA is subject to the same rules as a traditional IRA, with some important modifications. Amounts contributed to a Roth IRA are not deductible on your income taxes, which is why they are tax-free when withdrawn at retirement. There are fewer restrictions on when you can contribute to and withdraw from a Roth IRA.
“2). 그리고 누가 내는 건가요? 제가 내는거라면 제가 취소할 수 있으며 여기 기록된 금액을 찾을 수 있는 것인가요?”----> You can contribute to a Roth IRA. For the 2012 tax year, the contribution limit is $5,000, or $6,000 if you're over 50. If, however, your taxable compensation is less than the maximum amount, you will not be able to contribute more than the amount of your taxable income, regardless of the source of any other income you might have. You can withdraw your contributions at any time without a penalty. This means that whatever amount you contributed to the Roth IRA, you can withdraw. If you contributed $4,000 in 2011 and $4,000 in 2012, you could take out $8,000 in 2013 and there would be no penalty and no tax consequences. You need to know that if you withdraw any of your earnings before you hold the IRA account for five years, you may be subject to penalties and taxes. If the withdraw is from a converted traditional IRA, you won't owe taxes, but you will owe penalties.
>Statement of Annuity Paid (form 1099R)에 보면
>5). Employees Contributions, Designated Roth contributions or insurance premiums $xxxx라는 항목이 있습니다.
>
>1). 이 것은 무엇이며 꼭 들어야 하는 건가요?
>2). 그리고 누가 내는 건가요? 제가 내는거라면 제가 취소할 수 있으며 > 여기 기록된 금액을 찾을 수 있는 것인가요?
“1). 이 것은 무엇이며”-----> Box 5 on 1099R actually represents the portion of after-tax money you are entitled to exclude from your Gross Distribution (in Box 1) for calendar year 2011. It is equal to the difference between your taxable amount (in Box 2a) and the total Gross Distribution (in Box 1). A R-IRA is an IRA that is subject to the rules that apply to a traditional IRA.If you satisfy the requirements, qualified distributions are tax-free.
“ 꼭 들어야 하는 건가요? “---->It is up to you; Roth IRA is subject to the same rules as a traditional IRA, with some important modifications. Amounts contributed to a Roth IRA are not deductible on your income taxes, which is why they are tax-free when withdrawn at retirement. There are fewer restrictions on when you can contribute to and withdraw from a Roth IRA.
“2). 그리고 누가 내는 건가요? 제가 내는거라면 제가 취소할 수 있으며 여기 기록된 금액을 찾을 수 있는 것인가요?”----> You can contribute to a Roth IRA. For the 2012 tax year, the contribution limit is $5,000, or $6,000 if you're over 50. If, however, your taxable compensation is less than the maximum amount, you will not be able to contribute more than the amount of your taxable income, regardless of the source of any other income you might have. You can withdraw your contributions at any time without a penalty. This means that whatever amount you contributed to the Roth IRA, you can withdraw. If you contributed $4,000 in 2011 and $4,000 in 2012, you could take out $8,000 in 2013 and there would be no penalty and no tax consequences. You need to know that if you withdraw any of your earnings before you hold the IRA account for five years, you may be subject to penalties and taxes. If the withdraw is from a converted traditional IRA, you won't owe taxes, but you will owe penalties.
작성일2012-04-13 19:26
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